Pakasso Credit Ltd (“we”, “our”, “us”) is committed to protecting the privacy and personal information of our customers, partners, and website visitors. This Privacy Policy explains how we collect, use, store, and protect your information when you use our services or interact with us.
By using our services, website, or products, you agree to the terms outlined in this Privacy Policy.
We may collect the following types of information:
Full name
Phone number
Email address
Residential or business address
Date of birth
Identification documents (e.g. NIN, BVN, valid ID)
Bank account and transaction details
Loan applications and repayment history
Savings and investment records
Transaction data (deposits, withdrawals, transfers, payments)
Website usage data
IP address
Device and browser information
We use your information to:
Open and manage customer accounts
Process deposits, withdrawals, loans, and payments
Verify customer identity and comply with regulatory requirements
Communicate important updates, alerts, and service information
Improve our products, services, and customer experience
Prevent fraud and ensure account security
Pakasso Credit Ltd complies with applicable Nigerian laws and regulations, including the Nigeria Data Protection Act (NDPA) and relevant guidelines issued by regulatory authorities.
We may disclose information where required by law, regulation, court order, or regulatory authority.
We do not sell or trade customer information. However, we may share information with:
Regulatory authorities and law enforcement agencies
Payment processors and service providers supporting our operations
Credit bureaus and verification partners (where applicable)
All third parties are required to handle information securely and confidentially.
We implement appropriate technical, administrative, and physical security measures to protect customer information against unauthorized access, loss, misuse, or alteration.
Access to personal information is restricted to authorized personnel only.
Customer information is retained only for as long as necessary to fulfill business, legal, and regulatory obligations. When no longer required, data is securely deleted or anonymized.
You have the right to:
Request access to your personal information
Request correction of inaccurate or incomplete data
Withdraw consent where applicable
Request deletion of data subject to legal obligations
Requests can be made by contacting us using the details below.
Our website may use cookies to improve functionality and user experience. You may choose to disable cookies through your browser settings, though some features may be affected.
Pakasso Credit Ltd reserves the right to update this Privacy Policy at any time. Changes will be communicated via our website or other appropriate channels.